đŸ“ĸ General Disclaimer

🔴 IMPORTANT NOTICE:

The information, calculators, results, and content provided on EveryCalc ("the Service") are for INFORMATIONAL AND EDUCATIONAL PURPOSES ONLY. By using this Service, you acknowledge and agree that you are solely responsible for verifying the accuracy and applicability of any results or information obtained.

EveryCalc provides various online calculators covering finance, health, education, and other domains. While we strive to ensure accuracy and reliability, we make NO GUARANTEES OR WARRANTIES regarding:

  • The accuracy, completeness, or reliability of calculator results
  • The suitability of calculators for your specific needs or circumstances
  • The timeliness or currency of information and formulas
  • The error-free operation of the Service
  • The fitness of the Service for any particular purpose

All calculators are provided "AS IS" without warranties of any kind, express or implied.

⚖ī¸ USE AT YOUR OWN RISK: You use EveryCalc and rely on its results at your own discretion and risk. We are not responsible for any decisions you make based on information or results from our calculators.

💰 Financial Disclaimer

Not Financial Advice

EveryCalc DOES NOT provide financial advice, investment recommendations, tax advice, or professional financial services. Our financial calculators are tools for:

  • General estimation and information purposes
  • Educational exploration of financial concepts
  • Preliminary calculations to inform further research
❌ NOT PROFESSIONAL ADVICE:

Results from our financial calculators (EMI, loan, investment, tax, retirement, etc.) should NOT be considered professional financial advice or recommendations. They are estimates based on the inputs you provide and standard formulas.

Investment & Financial Decisions

  • No Guarantee of Returns: Investment calculators estimate potential returns but do NOT guarantee actual investment performance
  • Market Variability: Real financial markets are unpredictable and subject to numerous factors not captured in simple calculators
  • Tax Complexity: Tax calculations are simplified estimates and may not reflect your specific tax situation, deductions, or current tax laws
  • Individual Circumstances: Financial decisions depend on your unique situation, risk tolerance, goals, and circumstances

Consult Professionals

Always consult qualified professionals before making financial decisions:

  • Certified Financial Planners (CFPs) for financial planning
  • Chartered Accountants (CAs) or Tax Advisors for tax matters
  • Registered Investment Advisors (RIAs) for investment guidance
  • Bank representatives for loan and mortgage decisions
💡 Best Practice: Use our calculators as a starting point for understanding financial concepts, then seek professional advice for important financial decisions affecting your wealth, taxes, or long-term security.

đŸĨ Medical & Health Disclaimer

🚨 NOT MEDICAL ADVICE:

EveryCalc is NOT a medical service and does NOT provide medical advice, diagnosis, or treatment. Our health calculators (BMI, calorie, pregnancy, etc.) are for INFORMATIONAL PURPOSES ONLY.

Health Calculations

Health-related calculators on our site:

  • Use generalized formulas and may not account for individual variations
  • Are NOT substitutes for professional medical evaluation
  • Should NOT be used for diagnosis, treatment, or medical decision-making
  • May not be appropriate for all age groups, conditions, or circumstances

Medical Consultation Required

Always consult qualified healthcare professionals:

  • Doctors & Physicians: For medical diagnoses, treatment plans, and health assessments
  • Nutritionists & Dietitians: For personalized diet, nutrition, and calorie guidance
  • Fitness Trainers: For exercise plans and fitness recommendations
  • Specialists: For specific health conditions (cardiology, endocrinology, etc.)

Health Emergencies

🚑 EMERGENCY NOTICE: In case of medical emergencies, call emergency services immediately (108 in India, 911 in USA, or your local emergency number). DO NOT rely on online calculators for urgent health matters.

Limitations

  • BMI calculators do not account for muscle mass, bone density, or body composition
  • Calorie calculators provide estimates and actual needs vary by metabolism and activity
  • Pregnancy calculators are estimates and should be confirmed by ultrasound and medical examination
  • Health assessments on our site cannot replace comprehensive medical evaluation

Your health is important. Always prioritize professional medical advice over online calculators.

📚 Educational & Academic Disclaimer

Educational calculators (GPA, CGPA, percentage, grade converters) are provided for informational purposes to help students estimate academic metrics.

Accuracy Limitations

  • Formula Variations: Different institutions use different grading systems and calculation methods
  • Institutional Rules: Your school/college may have specific rules not captured in our calculators
  • Policy Changes: Grading policies may change over time
  • Rounding Differences: Rounding methods may differ from your institution's practices
✅ Verify With Institution: Always verify calculated results with your educational institution's official records and academic advisors. Use our calculators as estimates, not official transcripts.

Not Official Documentation

Results from our educational calculators:

  • Are NOT official academic records or transcripts
  • Should NOT be submitted to institutions as official documentation
  • May not match your actual grades due to institutional-specific policies
  • Cannot be used for admissions, applications, or official purposes

đŸŽ¯ Accuracy & Potential Errors

No Guarantee of Accuracy

While we strive to provide accurate calculators, we cannot guarantee:

  • Error-Free Results: Calculators may contain bugs, formula errors, or implementation issues
  • Updated Information: Formulas, tax rates, and standards may change without immediate updates
  • Complete Coverage: Calculators use simplified formulas and may not cover all scenarios
  • Input Validation: Incorrect inputs will produce incorrect results

User Responsibility

You are responsible for:

  • ✅ Providing accurate input data
  • ✅ Verifying results independently
  • ✅ Understanding the limitations of each calculator
  • ✅ Consulting professionals for important decisions
  • ✅ Checking for updates to laws, formulas, and standards
⚠ī¸ VERIFICATION REQUIRED: Always verify calculator results through official sources, professional consultation, or alternative methods before making important decisions.

Reporting Errors

If you find errors or inaccuracies in our calculators, please report them to us at support@everycalc.site. We appreciate your feedback and will investigate reported issues.

🔗 Third-Party Links & Content

EveryCalc may contain links to external websites, services, or resources not operated by us. We provide these links for convenience only.

No Endorsement

  • We do NOT endorse or recommend third-party websites, products, or services
  • We are NOT responsible for the content, accuracy, or practices of external sites
  • We do NOT control or verify information on linked websites
  • Links do NOT imply affiliation, sponsorship, or partnership

Third-Party Disclaimer

When you access third-party websites:

  • You leave EveryCalc and are subject to the third party's terms and privacy policy
  • You assume all risks associated with using those sites
  • We are not liable for any damages arising from third-party interactions
  • You should review the third party's policies before use
🛡ī¸ Safety First: Exercise caution when visiting external websites. Verify their legitimacy and security before providing personal information or conducting transactions.

⚖ī¸ Limitation of Liability

🔴 LIABILITY LIMITATION:

TO THE MAXIMUM EXTENT PERMITTED BY LAW, EVERYCALC, ITS OWNERS, OPERATORS, EMPLOYEES, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY DAMAGES ARISING FROM YOUR USE OF THE SERVICE.

No Liability For

  • ❌ Direct Damages: Financial losses, lost profits, lost data, or business interruption
  • ❌ Indirect Damages: Consequential, incidental, special, or punitive damages
  • ❌ Decision Consequences: Results from decisions made based on calculator outputs
  • ❌ Errors & Inaccuracies: Calculation errors, bugs, or incorrect results
  • ❌ Service Availability: Downtime, interruptions, or service discontinuation
  • ❌ Third-Party Actions: Actions of third-party websites or services
  • ❌ User Input Errors: Mistakes in data entry or interpretation

Maximum Liability

Our total aggregate liability to you for all claims shall not exceed ₹1,000 (One Thousand Indian Rupees), regardless of the cause of action.

Basis of Agreement

These limitations are fundamental to our agreement because:

  • The Service is provided free of charge
  • We cannot verify or control user inputs
  • Individual circumstances vary widely
  • Professional consultation is always recommended for important decisions

🔄 Changes to Service & Calculators

We reserve the right to modify, update, or discontinue any calculator or service feature at any time without notice.

Modifications May Include

  • Changes to calculation formulas or methodologies
  • Updates to reflect current laws, standards, or best practices
  • Addition or removal of calculator features
  • Changes to user interface or design
  • Discontinuation of specific calculators

No Consistency Guarantee

We do NOT guarantee that:

  • Calculator results will remain consistent over time
  • Previously calculated results will match future calculations
  • Calculators will always be available
  • Features will remain unchanged
📌 Recommendation: For critical calculations, document your inputs and results, including the date. Re-verify important calculations periodically.

🌍 Jurisdictional Disclaimer

EveryCalc is based in and operates under the laws of India. Content and calculators are designed primarily for users in India.

International Users

If you access EveryCalc from outside India:

  • You do so at your own risk
  • You are responsible for compliance with your local laws
  • Calculators may not reflect your country's laws, standards, or practices
  • Tax, financial, and legal information may not apply to your jurisdiction
  • You should verify applicability to your location

Regional Variations

  • Tax laws vary significantly by country and region
  • Educational grading systems differ internationally
  • Health standards and metrics may vary by location
  • Financial regulations and practices differ globally

Always consult local professionals and authorities for information specific to your jurisdiction.

✅ Acceptance of Disclaimer

📝 BY USING EVERYCALC, YOU ACKNOWLEDGE AND AGREE THAT:

  • You have read, understood, and accept this Disclaimer in full
  • You understand the limitations and risks of using online calculators
  • You will verify all results independently before making decisions
  • You will consult qualified professionals for important matters
  • You use the Service at your own risk and discretion
  • You will not hold EveryCalc liable for any damages or losses

If you do NOT agree with this Disclaimer, you must STOP using EveryCalc immediately.

This Disclaimer should be read in conjunction with our Terms and Conditions and Privacy Policy.

Questions About This Disclaimer?

If you have questions or concerns about this Disclaimer, please contact us.

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